PCI DSS Compliance Services

Expert consultancy for organisations working to comply with the Payment Card Industry Data Security Standard

POS

Achieve PCI DSS Compliance With Confidence

Every organisation accepting card transactions carries the responsibility of ensuring that payments are processed safely and securely. Failure to do so could result in fraudulent activity or data breaches, resulting in financial penalties and reputational damage for merchants.

At Arcanum, we help organisations achieve PCI DSS compliance through strategic guidance and cost-effective implementation.

If you are looking for support in achieving PCI DSS compliance or simply gain a better understanding of what has changed with the arrival of PCI DSS 4.0, our team of highly qualified specialists are here to help.

Get in touch

 

ISA Cybersecurity Expert 62443

Who needs PCI DSS?

The Payment Card Industry Data Security Standard (PCI DSS) applies to any organisation storing, processing or transmitting cardholder data.

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Accept card payments via terminals

Includes chip and PIN, contactless and mobile payments.

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Process payments through e-commerce platforms

Applies even where payments are handled via a hosted payment page.

#3

Use third-party payment providers

Outsourcing payments doesn’t remove your compliance obligation.

#4

Handle card data manually (e.g. paper records)

Physical card records carry the same compliance requirements as digital data.

PCI DSS also applies to third-party service providers such as payment gateways, managed POS providers and hosting companies that facilitate payments and provide secure environments for storing, processing or transmitting cardholder data.

While every business has a responsibility to remain compliant with PCI DSS, the requirements of compliance vary by organisation. Transaction volumes, payment methods and how cardholder data is handled may be different depending on the merchant or nature of the business. Organisations should work with their acquiring bank and an experienced PCI DSS specialist to determine the appropriate compliance level and areas for improvement.

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The Challenges of PCI DSS Compliance

The process of ensuring PCI DSS compliance consists of twelve requirements in order to ensure that customer data is kept safe and secure. Larger organisations might find it difficult to navigate the ever-changing requirements and often face challenges such as:

Evolving standards and regular updates

Complex technical and operational requirements

Large numbers of detailed sub-requirements

Managing compliance across multiple systems

PCI DSS validation is usually assessed annually but compliance must be maintained continuously throughout the year. This is critical because any breach will be assessed against an organisation’s current compliance position rather than its status at last assessment.

With PCI DSS 4.0 now in full effect (this version of the standard was introduced in 2025), organisations face enhanced requirements around monitoring, authentication, risk analysis and ongoing security validation.

Penalties for non-compliance

Penalties for failure to comply with PCI DSS, or demonstrate progress towards compliance, can result in:

Financial penalties imposed by acquiring banks or payment providers

Increased risk of data breaches

Reputational damage

Termination of services by an acquiring bank

Why choose Arcanum?

Arcanum’s PCI DSS compliance team is made up of Qualified Security Assessors who bring hands-on experience to simplify the process.

We help:

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Define and reduce your PCI scope

2

Reduce unnecessary complexity

3

Implement required security measures

4

Prepare for and complete PCI audits

5

Maintain ongoing compliance throughout the year

Our PCI DSS clients

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